5. What kind of information do we collect and hold?
Examples of information we may collect and hold are:
Your name and contact details, such as your mailing address, email address, telephone number and fax number;
- Your gender, birth date and occupation;
- Your company name (where applicable) and contact details such as your company mailing and delivery address, email address, telephone number, fax number and the number of employees in your company;
- The date and time when you access our website;
- The name of the domain from which you access the internet; and
- The internet address of the website from which you linked to our website.
Wherever lawful and practicable, we will give you an option of not identifying yourself or using a pseudonym to enter into transaction with us. However, in these circumstances we may not be able to provide certain services or products to you.
Where you apply to receive credit from us or offer to act as guarantor in relation to the provision of credit by us to another individual, we may collect your information from a credit reporting body or credit providers or through your use of our services and products for the purposes of assessing your application such as:
- Credit information, i.e. personal information about you which relates to your credit history and includes, but is not limited to, your identification information, information about your credit liability, repayment history and solvency, any defaults which you may have committed and any court proceedings in which you have been involved; and
- Credit-related personal information, i.e. all types of credit related personal information covered under the Privacy Act, including credit information, credit eligibility information, CP derived information and CRB derived information. Including:
- that OKI provides you with credit;
- the type of credit which you hold;
- the amount of credit provided by OKI;
- the terms and conditions of your credit;
- when your credit account is opened and closed;
- information about a serious infringement (e.g. fraudulent behaviour or evasion of your repayment obligations);
- default information